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Stop Waiting 90 Days for Payment.

Start Your Next Project Tomorrow.

Automated Financial Intelligence for Construction Companies

Faster Receivables. Smarter Payables. Customer Credit Insight.

Construction worker on site - IncoXchange cash flow solutions
Problem

The Construction Cash Flow Problem

You know the construction cash flow nightmare: projects completed but payment is 60-90 days out, while materials and labor costs hit immediately.

Common Issues
60-90 day payment delaysImmediate material costsCan't bid new projectsSubcontractor payments
Solution

Get paid in 24 hours instead of 90 days

IncoXchange's Contractor Advantage solution transforms your cash flow so you can take on more projects without the payment wait. Get up to 90% of your invoice value in 24 hours.

Benefits
24-hour fundingMaintain relationshipsCredit checkingUp to 90% advance
Real Construction Success Story

20% Growth in Project Capacity

Construction success story

One of our construction clients increased their project capacity by 20% because they no longer had to wait for payments to fund new jobs. They could bid on multiple projects simultaneously and pay subcontractors on time, every time.

20% increase in project capacity
Subcontractors paid on time, every time
Simultaneous project bidding capability

Contractor Advantage Features

Built specifically for construction companies who need immediate cash flow to grow their business.

Immediate Cash Flow

Up to 90%+ advance rates (some cases 100% less flat 3.5% fee)
24-hour funding after approval
No more choosing between paying subs or bidding new work

Smart Risk Management

We credit-check your clients before you commit
Know which general contractors pay on time
Make informed bidding decisions

Project Growth

Take on multiple projects simultaneously
Pay subcontractors immediately
Build stronger vendor relationships with prompt payments

Simple Qualification for Contractors

Getting started with Contractor Advantage is straightforward. We work with established contractors who have consistent commercial invoicing.

6+ months in business
$30K+ monthly invoicing to commercial clients
Credit approval process

Ready to Bid More Projects?

Stop turning down work due to cash flow concerns.

Schedule your demo today and discover how contractors are growing 20% faster with IncoXchange Contractor Advantage.

Schedule Your Construction Demo

Same-day funding after approval. Enhanced work order management tools launching soon.

Don't Let Payments Hold You Back.

Grow your business with predictable cash flow. Same-day funding, zero hidden fees, and complete control over your customer relationships.

Schedule a Demo Today