Cookie Policy

Overview

IncoXchange and our service providers use cookies, web beacons, and other tracking technologies on our websites and mobile applications to enhance your experience, analyze usage, and deliver targeted content and advertising. This Cookie Policy explains what these technologies are, how we use them, and your choices regarding their use.

By using our services, you consent to our use of cookies and similar technologies as described in this policy. You can control cookie settings through your browser preferences.

What Are Cookies?

Cookies are small text files that are placed on your computer or mobile device when you visit our website. They are widely used to make websites work more efficiently and to provide information to the owners of the site.

Cookies help us understand how you use our website and enable us to improve your experience.

Types of Cookies We Use

Essential Cookies

These cookies are necessary for the website to function and cannot be switched off. They are usually set in response to actions made by you which amount to a request for services, such as setting your privacy preferences, logging in or filling in forms.

• • Authentication cookies
• • Session management cookies
• • Security cookies

Performance Cookies

These cookies collect information about how you use our website, such as which pages you visit and if you experience any errors. This information helps us improve how our website works.

• • Analytics cookies
• • Error tracking cookies
• • Performance monitoring cookies

Functionality Cookies

These cookies allow the website to remember choices you make and provide enhanced, more personal features. They may be set by us or by third party providers whose services we have added to our pages.

• • Preference cookies
• • Language selection cookies
• • Theme selection cookies

Marketing and Advertising Cookies

These cookies are used to deliver advertisements more relevant to you and your interests. They track visitors across websites to display targeted ads. The data collected may be shared with advertising partners.

• • Advertising cookies
• • Remarketing and retargeting cookies
• • Social media cookies
• • Conversion tracking cookies

You can opt out of targeted advertising by adjusting your cookie preferences or using industry opt-out tools described below.

Third-Party Cookies and Services

We work with trusted third-party service providers who place cookies on our behalf to help us provide better services:

• • Google Analytics: To understand website traffic and user behavior patterns
• • Facebook Pixel: For social media advertising and conversion tracking
• • Stripe: For secure payment processing and fraud prevention
• • Plaid: For financial account verification and authentication
• • QuickBooks: For accounting and financial data integration
• • Identity Verification Services: For KYC/AML compliance and fraud prevention

These third parties have their own privacy policies governing how they use information they collect. We encourage you to review their privacy policies for more information about their data practices.

How to Control Cookies

You have several options to control or limit how cookies and similar technologies are used on your devices:

Browser Settings

Most web browsers allow you to control cookies through their settings preferences. You can:

• • Delete all cookies currently stored on your device
• • Block all cookies from being set
• • Block third-party cookies only
• • Receive notifications when cookies are set
• • Clear cookies when you close your browser

Please note that if you block or delete certain cookies, some features of our Service may not function properly, and you may not have access to all features we offer.

Opt-Out of Targeted Advertising

You can opt out of interest-based advertising by visiting:

• • Network Advertising Initiative: optout.networkadvertising.org
• • Digital Advertising Alliance: optout.aboutads.info
• • European Interactive Digital Advertising Alliance: youronlinechoices.com

You can also adjust ad preferences through your social media accounts (Facebook, LinkedIn, etc.) and search engine settings (Google).

Mobile Device Settings

On mobile devices, you can control tracking through device settings:

• • iOS: Settings > Privacy > Tracking (turn off "Allow Apps to Request to Track")
• • Android: Settings > Google > Ads (opt out of Ad Personalization)

Do Not Track Signals

Some browsers support "Do Not Track" (DNT) signals. Currently, there is no industry standard for responding to DNT signals. IncoXchange does not respond to DNT signals at this time, but we will continue to monitor developments in this area.

Cookie Duration

Cookies may be either "session" or "persistent" cookies:

• • Session cookies: Temporary cookies that expire when you close your browser
• • Persistent cookies: Remain on your device for a set period or until you manually delete them

Cookie Consent

When you first visit IncoXchange's website, you will be presented with a cookie consent banner. You can choose to:

• • Accept all cookies
• • Reject non-essential cookies
• • Customize your cookie preferences

You can change your cookie preferences at any time by accessing the cookie settings through our website footer or by clearing your cookies and adjusting your browser settings.

Updates to This Cookie Policy

We may update this Cookie Policy from time to time to reflect changes in our practices, technology, legal requirements, or for other operational reasons. We will notify you of any material changes by posting the updated policy on this page with a new "Last Updated" date. We encourage you to review this Cookie Policy periodically to stay informed about our use of cookies.

More Information

For more information about online privacy and data protection, you may wish to visit:

• • Federal Trade Commission: www.ftc.gov/privacy
• • All About Cookies: www.allaboutcookies.org

Contact Us

If you have any questions about this Cookie Policy or our use of cookies and similar technologies, please contact us: