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Reliable Funding for B2B Businesses
Boost your working capital with factoring and intelligent cashflow solutions.
Faster Receivables.
Smarter Payables.
Customer Credit Insights.
How We Help
The cash flow challenge, solved
We help B2B companies turn the 30-90 day payment wait into 24-hour working capital. From understanding the challenge to delivering the solution, IncoXchange keeps your business moving forward.
Problem
The cash flow challenge for B2B companies
When invoices take 30, 60, or 90 days to pay, even strong companies feel the strain. Working capital gets tied up in receivables, delaying payroll, materials, and new contracts. Growth slows not from lack of demand but from lack of liquidity.
Solution
Turn outstanding invoices into working capital
IncoXchange helps B2B companies access funds tied up in receivables. Get paid within 24 hours instead of waiting 30 to 90 days. We manage payment flow and receivable management so you can focus on growth and new opportunities.
Benefits
- Maintain customer relationships
- Credit monitoring and insights
- Flexible funding programs
Financial solutions built for your industry
Tailored funding programs designed for the unique cash flow needs of your business sector.
Features
Innovative tools coming soon
Powerful, self-serve financial tools to help you grow smarter. Manage spending, assess credit, and make faster decisions.
Soon
IncoXchange Credit Card
The IncoXchange Credit Card gives funded clients built in rewards, programmable expense controls, and real time visibility to manage spending and vendor payments in one place.
Soon
IncoXchange Instant Credit
Smarter credit decisions. Instantly.
InstantCredit gives IncoXchange clients real time visibility into customer credit strength before extending terms. View credit history, risk alerts, and payment trends directly in your dashboard so every decision is faster, safer, and backed by data.
Industries We Serve
Produce
Distributors and growers rely on steady cash flow to move perishable goods quickly. When payments are delayed, it can disrupt harvest schedules and supplier commitments. IncoXchange provides fast access to funds so you can keep produce moving and maintain strong relationships with buyers.
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Textiles
Textile manufacturers and distributors face constant pressure from material costs, seasonal demand, and long payment terms. Factoring provides steady cash flow to manage supply chains, fulfill large orders, and negotiate better terms with suppliers without straining working capital.
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Manufacturing
Manufacturers need steady capital to keep production moving and meet growing demand. IncoXchange bridges the gap between material costs and customer payments, giving you the cash flow to take on larger orders, upgrade equipment, and scale with confidence.
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Freight
Trucking and logistics companies keep business moving, but payments often lag behind deliveries. Waiting weeks for invoices to clear can stall fuel purchases, repairs, and new routes. Our Freight Advantage program bridges that gap so you can stay on the road and keep revenue rolling.
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Utilities
Utility and service providers manage large contracts and steady billing cycles that demand constant liquidity. Factoring converts those receivables into predictable cash flow, giving you the flexibility to upgrade equipment, fund maintenance, and handle seasonal demand without taking on new debt.
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Energy
Energy companies manage complex projects with long billing cycles and heavy operating costs. Factoring strengthens your balance sheet by turning receivables into immediate cash, improving liquidity ratios and giving you stronger leverage for future bids and financing.
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Staffing
Staffing firms often pay employees weekly while clients pay on longer terms. Factoring bridges that gap by converting invoices into immediate cash, ensuring payroll is met on time and giving you the flexibility to take on more clients and larger contracts.
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Trusted by businesses like yours
See how IncoXchange has helped companies improve cash flow and fuel growth.
With IncoXchange factoring our receivables, we've reduced risk in our balance sheet and freed up capital to negotiate better supplier terms.
Produce Distributor
IncoXchange helps us screen new retailers before we ship, which saves time and reduces risk. Funding has been steady and dependable with every order.
Clothing Manufacturer
Payroll is no longer a problem, we cover weekly pay without waiting on client invoices.
Staffing Agency
Frequently Asked Questions
Get answers to common questions about IncoXchange and our funding solutions.
View All FAQsDon't Let Payments Hold You Back.
Grow your business with predictable cash flow. Same-day funding, zero hidden fees, and complete control over your customer relationships.