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Fuel Costs Today, Payment in 90 Days. We Fix That Gap.
Keep Your Fleet Moving with Reliable Cash Flow
Freight and logistics companies face unique cash flow challenges. Get up to 95% of your freight invoices in 24 hours and keep your trucks on the road.
The Freight Cash Flow Crunch
Every freight company knows this struggle: fuel, driver wages, and maintenance costs are due immediately, but shippers and brokers take 30-90 days to pay.

Common Issues
Keep Your Fleet Moving Without Cash Flow Delays
IncoXchange provides immediate funding on your freight invoices so you can pay drivers on time, fuel your fleet, and accept more loads without waiting for shipper payments.
24-Hour Funding
Get up to 95% of invoice value within 24 hours
Credit Protection
Check shipper creditworthiness before accepting loads
On-Time Driver Payments
Pay your drivers weekly without waiting on receivables
Accept More Loads
Take on more business without cash flow constraints
How It Works
Submit Freight Invoices
Submit your approved BOLs and freight invoices
Receive Advance
Get up to 95% of invoice value within 24 hours
Keep Fleet Moving
Pay drivers, fuel up, and accept more loads
Final Settlement
After shipper payment, receive the remainder minus fees
The Result
Expand your fleet without cash flow bottlenecks, retain top drivers with on-time payments, take on more loads and grow revenue—all while maintaining control of your customer relationships.
Freight-Focused Benefits
Built specifically for freight companies and owner-operators who need immediate cash flow to keep trucks on the road.
Immediate Operating Capital
- Up to 95%+ of invoice value within 24 hours
- Cover fuel and driver payments without delay
- Accept more loads without cash flow limits
Smart Shipper Insights
- Credit-check shippers and brokers before accepting loads
- Avoid bad payers and reduce collection risks
- Build relationships with financially stable accounts
Fleet Growth Opportunities
- Expand fleet without waiting on receivables
- Retain top drivers with consistent, on-time pay
- Take on larger contracts and grow revenue
Real Freight Success Story
Fleet Expansion & Driver Retention

A regional freight carrier expanded their fleet from 15 to 25 trucks after securing reliable cash flow through IncoXchange. They could pay drivers on time, accept more loads, and negotiate better fuel rates.
- Expanded fleet by 67% in one year
- Improved driver retention with on-time payments
- Increased monthly loads by 40%
Simple Qualification for Freight / Logistics Companies
Getting started is straightforward. We work with established freight carriers and owner-operators who have consistent B2B invoicing.
| Operate as a U.S. based entity (LLC, Corporation, or Partnership) | |
| Generate $25,000+ in monthly B2B receivables with commercial clients | |
| Provide verifiable invoice records, customer contracts, and business banking details | |
| Serve creditworthy wholesale or manufacturing customers (no consumer receivables) | |
| Accept our privacy policy and funding agreement terms |
Ready to Keep Your Fleet Moving?
Stop letting cash flow slow down your operations. Schedule your demo and see how freight companies are expanding with reliable funding.