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Utility Financing
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Utility Financing Made Simple

Power Your Business with Reliable Funding

Utilities and underground utility contractors often face long payment cycles and tight margins. With IncoXchange, you can unlock funds from your receivables to keep projects moving, pay crews, and manage materials without delays.

Plaid
Equifax
Experion
TransUnion
LexisNexis
Early Warning
Socure
Onfido
Veriff
Prove
Telesign
SentiLink
Middesk
Enigma
Ekata
ComplyAdvantage
NeuroID
MoneyThumb
Plaid
Equifax
Experion
TransUnion
LexisNexis
Early Warning
Socure
Onfido
Veriff
Prove
Telesign
SentiLink
Middesk
Enigma
Ekata
ComplyAdvantage
NeuroID
MoneyThumb

Why Utility Companies Choose IncoXchange

  • Keep projects on schedule when invoice cycles stretch
  • Scale crews, equipment, and materials with reliable capital
  • Protect margins during seasonal demand or large contracts
  • Maintain control of your client relationships
Utility Financing Solution

How It Works

01

Submit Invoices

Submit your approved invoices and documentation

02

Receive Advance

Receive an advance on your receivables

03

Grow Your Business

Manage crews, pay suppliers, and grow your business

04

Final Settlement

After customer payment, receive the remainder minus fees

The Result

Keep projects on schedule, scale your operations with reliable capital, protect margins during seasonal demand, and maintain complete control of your client relationships—all while growing your utility business.

Simple Qualification for Utility Businesses

Getting started is straightforward. We work with established utility contractors who have consistent B2B invoicing with commercial or municipal clients.

Operate as a U.S. based entity (LLC, Corporation, or Partnership)
Generate $25,000+ in monthly B2B receivables with commercial or municipal clients
Provide verifiable invoice records, customer contracts, and business banking details
Serve creditworthy commercial, industrial, or government clients (no consumer receivables)
Accept our privacy policy and funding agreement terms

Get Started

Ready to simplify your utility cash flow?