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Utility Financing Made Simple
Power Your Business with Reliable Funding
Utilities and underground utility contractors often face long payment cycles and tight margins. With IncoXchange, you can unlock funds from your receivables to keep projects moving, pay crews, and manage materials without delays.
Why Utility Companies Choose IncoXchange
- Keep projects on schedule when invoice cycles stretch
- Scale crews, equipment, and materials with reliable capital
- Protect margins during seasonal demand or large contracts
- Maintain control of your client relationships

How It Works
Submit Invoices
Submit your approved invoices and documentation
Receive Advance
Receive an advance on your receivables
Grow Your Business
Manage crews, pay suppliers, and grow your business
Final Settlement
After customer payment, receive the remainder minus fees
The Result
Keep projects on schedule, scale your operations with reliable capital, protect margins during seasonal demand, and maintain complete control of your client relationships—all while growing your utility business.
Simple Qualification for Utility Businesses
Getting started is straightforward. We work with established utility contractors who have consistent B2B invoicing with commercial or municipal clients.
| Operate as a U.S. based entity (LLC, Corporation, or Partnership) | |
| Generate $25,000+ in monthly B2B receivables with commercial or municipal clients | |
| Provide verifiable invoice records, customer contracts, and business banking details | |
| Serve creditworthy commercial, industrial, or government clients (no consumer receivables) | |
| Accept our privacy policy and funding agreement terms |