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Stop Buying Materials Upfront While Waiting Months to Get Paid
We Close That Loop.
Automated Financial Intelligence for Manufacturers. Faster Receivables. Smarter Payables. Customer Credit Insight.
Problem
The Manufacturing Working Capital Squeeze
Every manufacturer knows this working capital squeeze: materials and production costs due immediately while customers pay 30-90 days after delivery.
Common Issues
Immediate material costs30-90 day payment delaysCan't fulfill large ordersEquipment & labor costs
Solution
Expand Production Without Waiting for Payments
IncoXchange provides the working capital bridge between your production costs and customer payments, so you can scale operations and take larger orders. Get up to 90% of your manufacturing invoices in 24 hours.
24-hour Funding
Get cash fast to cover material costs
Work Invisibly
Your customers never know we're involved
Buyer Credit Checking
Know your customer's creditworthiness upfront
Up to 90% Advance
Access most of your invoice value immediately
How It Works
01
Submit Invoices
Submit your approved manufacturing invoices and documentation
02
Receive Advance
Get up to 90% of invoice value within 24 hours
03
Scale Production
Purchase materials, fulfill orders, and grow operations
04
Final Settlement
After customer payment, receive the remainder minus fees
The Result
Scale production without cash flow bottlenecks, invest in equipment and process improvements, expand product lines and market reach—all while maintaining control of your customer relationships.
Manufacturing-Focused Benefits
Built specifically for manufacturers who need working capital to purchase materials and scale production.
Production Capital
- Up to 90%+ of invoice value within 24 hours
- Purchase raw materials without payment delays
- Take advantage of bulk purchasing discounts
Smart Customer Insights
- Credit-check potential buyers before large orders
- Avoid customers with payment issues
- Build relationships with financially stable accounts
Operational Growth
- Scale production without cash flow bottlenecks
- Invest in equipment and process improvements
- Expand product lines and market reach
Real Manufacturing Success Story
Product Line Expansion & Inventory Growth
A manufacturer expanded their product lines and increased inventory capacity after securing reliable cash flow. They could purchase materials in bulk, take advantage of supplier discounts, and fulfill larger orders without working capital constraints.
- Expanded product lines with confidence
- Increased inventory capacity
- Fulfilled larger orders without working capital constraints
Simple Qualification for Manufacturing Businesses
Getting started is straightforward. We work with established manufacturers who have consistent B2B invoicing.
| Operate as a U.S. based entity (LLC, Corporation, or Partnership) | |
| Generate $25,000+ in monthly B2B receivables with commercial clients | |
| Provide verifiable invoice records, customer contracts, and business banking details | |
| Serve creditworthy wholesale or manufacturing customers (no consumer receivables) | |
| Accept our privacy policy and funding agreement terms |
Ready to Scale Your Production?
Stop limiting orders due to working capital constraints. Schedule your demo and see how manufacturers are expanding operations with reliable cash flow.