We're here for you in English and Spanish. Call us at+1 (888) 893-3263for English or+1 (888) 720-7109for Español.
Invoice Factoring
Accounts receivable factoring gives your business faster access to working capital by advancing funds against approved invoices. It helps improve cash flow, reduce exposure to unpaid receivables, and create more predictable collections. With IncoXchange, you can keep operations moving with confidence knowing your invoices are funded and managed by a trusted partner.
How Invoice Factoring Works
Turn invoices into liquidity. Our factoring service advances you funds based on your outstanding receivables helping you maintain steady cash flow while you await customer payments.
Key Features & Benefits
| Advance rates typically 95%+ | |
| Transparent flat fees with no hidden charges | |
| Customer credit reviews to reduce financial risk | |
| Customizable credit line limits to match your scale | |
| Real time receivables tracking integrated with your systems | |
| API integrations for secure invoice creation, PO matching, and automated workflows | |
| Optional services: A/P support, reporting, Bill Pay |
Why Choose IncoXchange Factoring
| Metric | IncoXchange | Industry Avg |
|---|---|---|
Advance Rates ? | 90-100% | 70-90% |
Fee Structure ? | Flat Fee | Variable Fee |
Funding Speed ? | 24 Hours | Weeks |
| Access funding quickly to keep capital flowing | |
| Maintain control of customer relationships | |
| Strengthen liquidity without assuming debt | |
| Scale your business with flexible capital support |
Factoring FAQs
Learn about invoice factoring and how it can improve your business cash flow.
View All FAQsDon't Let Payments Hold You Back.
Grow your business with predictable cash flow. Same-day funding, zero hidden fees, and complete control over your customer relationships.