We're here for you in English and Spanish. Call us at+1 (888) 893-3263for English or+1 (888) 720-7109for Español.

Fresh Produce Financing
TrustPilot

Your Produce is Fresh. Your Cash Flow Shouldn't Be Stale.

We Keep Both Moving Smoothly.

Plaid
Equifax
Experion
TransUnion
LexisNexis
Early Warning
Socure
Onfido
Veriff
Prove
Telesign
SentiLink
Middesk
Enigma
Ekata
ComplyAdvantage
NeuroID
MoneyThumb
Plaid
Equifax
Experion
TransUnion
LexisNexis
Early Warning
Socure
Onfido
Veriff
Prove
Telesign
SentiLink
Middesk
Enigma
Ekata
ComplyAdvantage
NeuroID
MoneyThumb
Solution

Get Up to 95% of Your Produce Invoices in 24 Hours

Produce Financing Solution

Immediate Harvest Capital

Up to 95%+ of retailer invoice value within 24 hours
Pay growers and packers immediately for best pricing
Cover refrigeration and transportation costs without delay

Simple Qualification for Produce Companies

Getting started is easy. We work with U.S. based produce businesses that sell to trusted commercial buyers and maintain steady receivables.

Operate as a U.S. based business (LLC, Corporation, or Partnership)
Maintain at least $25,000 in monthly invoicing to retailers or distributors
Provide verifiable accounts receivable records and business banking details
Work with creditworthy retail or wholesale buyers (no consumer sales)
Agree to IncoXchange's standard privacy policy and funding terms

Don't Let Payments Hold You Back.

Grow your business with predictable cash flow. Same-day funding, zero hidden fees, and complete control over your customer relationships.