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Asset-Based Lending
IncoXchange provides asset-based lending solutions that turn your receivables, inventory, and equipment into borrowing power. Strengthen liquidity, support expansion, and fund ongoing operations with flexible revolving and term loan structures.
How Asset-Based Lending Works
We evaluate the value of your eligible business assets such as accounts receivable, inventory, or fixed assets and structure a revolving credit facility or term loan around that collateral. As your assets grow, your available credit expands with them.
Asset Evaluation
We assess your receivables, inventory, and equipment to determine their value and eligibility as collateral.
Credit Structure
Create customized revolving credit facility or term loan based on your collateral value and business needs.
Dynamic Growth
Your available credit automatically expands as your asset base grows, providing flexible funding that scales with your business.
Key Features & Benefits
Up to $15 Million
Revolving and term loan commitments to support your growth
Multiple Asset Types
Advances based on receivables, inventory, and equipment
Competitive Rates
Customized loan structures with competitive pricing
Continuous Availability
Working capital available as assets fluctuate
Real-Time Visibility
Borrowing base reporting and account visibility
Flexible Integration
Pairs with IncoXchange factoring or supply chain finance
Why Choose IncoXchange ABL
Experience the advantages of asset-based lending with IncoXchange compared to traditional bank financing.
Faster approval and funding to keep your business moving
Flexible credit that grows with your business assets
No personal guarantees required
| Comparison | IncoXchange ABL | Bank Loan |
|---|---|---|
| Approval Speed | 5-7 days | 30-60 days |
| Borrowing Capacity | Dynamic | Fixed |
| Collateral | Assets Only | Personal Guarantee |
| Credit Requirements | Flexible | Strict |
| Support Level | Dedicated Team | Limited |
Industries We Serve
Asset-Based Lending FAQs
Get answers to common questions about our asset-based lending solutions and how they can help your business grow.
View All FAQsDon't Let Payments Hold You Back.
Grow your business with predictable cash flow. Same-day funding, zero hidden fees, and complete control over your customer relationships.